Banner Lakes at Summerset State Park:   Summerset Trail half day from Osceola

Aerial view of Banner Lakes at Summerset State Park. Green trees, blue lakes, and a trail from Osceola.

Sometimes the best trips are the simple ones. You check into your extended stay hotel in Osceola, unpack, and pretty soon you’re looking for a place to stretch your legs or just enjoy a little peace. That’s where Banner Lakes at Summerset State Park comes in. Less than a 35 minute drive from The Jeffreys Hotel, it’s the kind of half day escape that works for crews, families, or anyone who wants the outdoors without a big plan.

Banner Lakes at Summerset State Park: 7 reasons this works from Osceola

You get a flat trail, easy parking, and calm water views. The Summerset Trail cuts through the park, so you can keep it short or go longer if you’re feeling it. It’s friendly for strollers, steady walkers, and anyone who wants quiet time before dinner.


1. No problem getting there, parking, restrooms

Head north toward Indianola and follow signs for Summerset. Park in the main lot by the picnic shelter. Trailheads are marked and the shoreline paths are obvious. Restrooms are near the shelter in the main season. Bring water since fountains aren’t always on.

2. Summerset Trail stroll

Pick an out and back for a quick stretch or loop the lakes for a little more movement. Watch for herons in the shallows and swallows over the water. If the breeze kicks up, tuck into a cove and listen to the trees do their thing.


3. Shoreline time at the lakes

These lakes started as old mining pits, which gives them steep edges and hidden pockets. Find a bench. Open your snack. Let the day slow down. If you like to fish, bring a tiny jig, a float, and a small spinner. Bluegill keep it lively. Bass show up at dusk.

4. Only takes a half day

12:40 p.m. Leave The Jeffreys after a light lunch.

1:15 p.m. Park, restroom stop, water bottle topped off.

1:25 p.m. Easy trail stroll. Ten minutes out, ten back.

2:00 p.m. Shoreline sit. Watch the water.

2:40 p.m. Second loop if you feel like it.

3:15 p.m. Head back toward Osceola and plan dinner.

5. Easy in and out with right pack

Water bottle, small snack, sun hat, sunscreen, bug spray, comfortable shoes, a light jacket in spring or fall, and a small trash bag so you leave it better than you found it.

6. Good for any reason and season

Spring brings flowers on the edges and cool air on the water. Summer runs warm, so start early or later and lean on the shade. Fall brings color and those glassy evenings everyone loves. In winter the trails are quiet. Stay off any ice unless you know it’s safe and checked. Great place to just hang out.

7. Helpful details area available

On Iowa DNR site, you can find info, maps and updates for Banner Lakes at Summerset State Park.


Short drive. Clear trail. A quiet hour by the water. You get the calm you came for and keep your day simple. That’s the kind of half day that makes an extended stay feel like a real break.


Just starting or settling in and looking for tips with a friendly 48 hour plan that pairs with you journey? Check out our The Jeffreys Hotel blog!

September 16, 2025 | Alison Frank

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